Insurers failing to offer guaranteed discounts for dashcam use

Connected car service Smartdriverclub research has found that none of the top 10 motor insurance providers in the UK guarantee a discount for a dashcam.

In addition, only one price comparison site – – allows motorists to state that they have a dashcam what looking for insurance quotes.

Penny Searles, CEO of Smartdriverclub said: “A small number of insurers offer a discount for a dashcam but motorists have to look really hard to find them.

“This is because only a few insurers are geared up to accept the video footage as part of an insurance claim.

“This situation isn’t likely to change as the motor insurance industry is now focused on technology and connected car data to improve safety and lower claims costs.”

She added: “Motorists are having a hard enough time as it is right now so we would caution against paying out for a dashcam in the expectation of a hefty insurance premium discount.”


Name of Insurer Discount for Dashcam?
NFU Mutual No
Royal & Sun Alliance No
Zurich No
Co-op Insurance Services No
M&S Bank No
Quote Me Happy No information on website and no number to call
Direct Line No
LV A “tiny” discount is possible but depends on the vehicle
Esure No
Elephant No


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